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Get DSCR Rental Loan Rate Quote
$370,000
3 bds•2 ba•2176sqft

334486 E Highway 62,McLoud,OK,74851

6.3%
Gross Yield
15.68%
ROI
$1,943/m
Est. Rent
$0
Total Investment
$0
Down Payment
$0
Closing Costs
Gallery⭐   Investment VerdictCalculatorComps and Overview

INVESTMENT ANALYSIS

Investment Verdict

Income-Producing

Rental yield 6.3%. No single metric is exceptional, but the combination offers a durable, low-volatility return profile suitable for risk-conscious global investors. Ziffy Mortgage's mortgage qualifies on DSCR alone, no U.S. credit history required. Five-year appreciation adds $102,224, and $3,102/yr in principal equity projects total return of $106,682.

This PropertyNational Avg
Gross Rental Yield6.3%6.2%
Monthly Cash Flow$(420)$180

National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.

DSCR Rental Loan Qualification

0.84× DSCR
✗ Below standard threshold

Qualifies using the property's rental income, not your personal income.

  • ✓No W-2, pay stubs, or tax returns needed
  • ✓Rental income qualifies you
  • ✓Built for real estate investors
Monthly Rental Income$1,943
Total Monthly Debt Service$2,306
DSCR Ratio0.84x

Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →

Get Pre-Approved

Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.

Single Family

Built in N/A

N/A lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 74851, Mcloud, OK area.

Housing Distribution

Housing Statistics

CategoryValue
Total HU (Housing Units)4,165 (100%)
Owner Occupied HU3,041 (73.0%)
Renter Occupied HU804 (19.3%)
Vacant Housing Units320 ( 7.7%)
Median Home Value$229,253
Average Home Value$244,153

Housing Distribution

Address Breakdown

Residential

3,741

Single Family

3,723

Multi-Family

18

Businesses

165

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NMLS #2625701
Get Pre-Approved

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AI

Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics Value
Price $399,900
Est. Rent $3,200/mo
ROI 18%
  • Attractive rent-to-price ratio for income stability
  • Good fit for DSCR financing with healthy coverage
AI
ZiffyAI
Explore more listings using simple english

Nearby investment properties with comparable rents

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$1,654 / mo
  • 4 Bed
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  • 1408 sft
5162 W Bilbo Ln, Terlton, OK, 74081
707 Cedar Ln
$ 250,000
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$1,654 / mo
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Loan officer
Loan officer
Loan officer
Powered by
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NMLS #2625701
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Listed by: N/A • N/A 

Mls Name: MLSOK/OKCMAR as distributed by MLS GRID

Mls Provider:Mls

Mls ID: #1245281

Oklahoma•McLoud•334486 E Highway 62
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247 Cayuga Rd. Ste 700, Buffalo, New York – 14225
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247 Cayuga Rd. Ste 700, Buffalo, New York – 14225
Equal Housing LogoMBA LogoNMLS #2625701
© 2026 HomeAbroad Inc. DBA Ziffy. All Rights Reserved.

Home loan lending products are offered by HomeAbroad Loans LLC DBA Ziffy Mortgage, a 100% owned subsidiary of HomeAbroad Inc. HomeAbroad Loans LLC DBA Ziffy Mortgage is a licensed mortgage company. NMLS #2625701 | NMLS Consumer Access. Loans made or arranged pursuant to applicable state law.

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Price: $300K - 500K
Monthly Cash Flow: $1 - $3k+
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Single Family

Built in N/A

N/A lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 74851, Mcloud, OK area.

Housing Distribution

Housing Statistics

CategoryValue
Total HU (Housing Units)4,165 (100%)
Owner Occupied HU3,041 (73.0%)
Renter Occupied HU804 (19.3%)
Vacant Housing Units320 ( 7.7%)
Median Home Value$229,253
Average Home Value$244,153

Housing Distribution

Address Breakdown

Residential

3,741

Single Family

3,723

Multi-Family

18

Businesses

165