3340 44th StSacramentoCA95817
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderReliable and efficiently structured, 3340 44th St, Sacramento, CA, 95817 in Sacramento is a conservative rental investment at $894,000. Rental yield 7.1%. A 1.32 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $246,996; $8,234/yr in principal paydown supplements. Total projected return: $314,782.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.1% | 4.8% |
| Monthly Cash Flow | $(386) | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,291 |
| Total Monthly Debt Service | $5,321 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2020
5,663 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95817, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,897 (100%) |
| Owner Occupied HU | 2,514 (36.5%) |
| Renter Occupied HU | 3,911 (56.7%) |
| Vacant Housing Units | 472 ( 6.8%) |
| Median Home Value | $591,781 |
| Average Home Value | $611,518 |
Housing Distribution
Address Breakdown
Residential
6,522
Single Family
5,132
Multi-Family
1,390
Businesses
406
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2020
5,663 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95817, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,897 (100%) |
| Owner Occupied HU | 2,514 (36.5%) |
| Renter Occupied HU | 3,911 (56.7%) |
| Vacant Housing Units | 472 ( 6.8%) |
| Median Home Value | $591,781 |
| Average Home Value | $611,518 |
Housing Distribution
Address Breakdown
Residential
6,522
Single Family
5,132
Multi-Family
1,390
Businesses
406
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Thomas Boerner • Dynamic Real Estate
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #225042874
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