334 S Pardee StSan DiegoCA92113
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis San Diego rental at 334 S Pardee St, San Diego, CA, 92113 sits in the solid-income band: 9.45% gross yield, $6,101/mo rent, $1,307/mo net after the $3,485/mo debt service, DSCR 1.75. Entry price of $775,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $214,118 and $7,138/yr in principal reduction bring total cumulative return to $377,934.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 4.8% |
| Monthly Cash Flow | $1,307 | $1,850 |
City averages based on San Diego market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,101 |
| Total Monthly Debt Service | $4,486 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1936
5,144 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92113, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,800 (100%) |
| Owner Occupied HU | 3,948 (28.6%) |
| Renter Occupied HU | 9,238 (66.9%) |
| Vacant Housing Units | 614 ( 4.4%) |
| Median Home Value | $598,544 |
| Average Home Value | $665,910 |
Housing Distribution
Address Breakdown
Residential
13,499
Single Family
11,026
Multi-Family
2,473
Businesses
790
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1936
5,144 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92113, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,800 (100%) |
| Owner Occupied HU | 3,948 (28.6%) |
| Renter Occupied HU | 9,238 (66.9%) |
| Vacant Housing Units | 614 ( 4.4%) |
| Median Home Value | $598,544 |
| Average Home Value | $665,910 |
Housing Distribution
Address Breakdown
Residential
13,499
Single Family
11,026
Multi-Family
2,473
Businesses
790
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices