334 Potawatome StVenturaCA93001
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderAt $830,000, 334 Potawatome St, Ventura, CA, 93001 in Ventura generates $5,142/mo in rent (7.43% yield) but nets only $7/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (1.38) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $229,314. Total projected return: $315,198.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.0% |
| Monthly Cash Flow | $7 | $250 |
City averages based on Ventura market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,142 |
| Total Monthly Debt Service | $4,804 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93001, Ventura, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,804 (100%) |
| Owner Occupied HU | 6,348 (40.2%) |
| Renter Occupied HU | 7,952 (50.3%) |
| Vacant Housing Units | 1,504 ( 9.5%) |
| Median Home Value | $1,024,897 |
| Average Home Value | $1,155,371 |
Housing Distribution
Address Breakdown
Residential
14,665
Single Family
12,450
Multi-Family
2,215
Businesses
1,584
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93001, Ventura, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,804 (100%) |
| Owner Occupied HU | 6,348 (40.2%) |
| Renter Occupied HU | 7,952 (50.3%) |
| Vacant Housing Units | 1,504 ( 9.5%) |
| Median Home Value | $1,024,897 |
| Average Home Value | $1,155,371 |
Housing Distribution
Address Breakdown
Residential
14,665
Single Family
12,450
Multi-Family
2,215
Businesses
1,584
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Claudio De Medeiros • Meridian Capital Real Estate
Mls Name: CRMLS
Mls ID: #V1-32193