333 S Davis St #410TellurideCO81435
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 333 S Davis St #410, Telluride, CO, 81435 in Telluride is capital appreciation. Rental yield 3.7%. The 3.7% gross yield at $520,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $143,666 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.69) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $104,454.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.7% | 5.5% |
| Monthly Cash Flow | $(1,428) | $1,200 |
City averages based on Telluride market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,602 |
| Total Monthly Debt Service | $2,824 |
| DSCR Ratio | 0.57x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1977
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81435, Telluride, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,762 (100%) |
| Owner Occupied HU | 1,197 (25.1%) |
| Renter Occupied HU | 1,204 (25.3%) |
| Vacant Housing Units | 2,361 (49.6%) |
| Median Home Value | $933,287 |
| Average Home Value | $1,151,117 |
Housing Distribution
Address Breakdown
Residential
1,291
Single Family
30
Multi-Family
1,261
Businesses
481
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1977
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81435, Telluride, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,762 (100%) |
| Owner Occupied HU | 1,197 (25.1%) |
| Renter Occupied HU | 1,204 (25.3%) |
| Vacant Housing Units | 2,361 (49.6%) |
| Median Home Value | $933,287 |
| Average Home Value | $1,151,117 |
Housing Distribution
Address Breakdown
Residential
1,291
Single Family
30
Multi-Family
1,261
Businesses
481
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices