3320 Trace Creek RdWhite BluffTN37187
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 3320 Trace Creek Rd, White Bluff, TN, 37187 in White Bluff is straightforward: $120,000 in, $921/mo in rent, $203/mo out after debt service. The 9.21% gross yield and 1.71 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $33,154 by year five. With $1,105/yr in principal equity, the total cumulative return is projected at $58,413.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.2% |
| Monthly Cash Flow | $203 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $921 |
| Total Monthly Debt Service | $671 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2016
2.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37187, White Bluff, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,314 (100%) |
| Owner Occupied HU | 2,539 (76.6%) |
| Renter Occupied HU | 567 (17.1%) |
| Vacant Housing Units | 208 ( 6.3%) |
| Median Home Value | $313,244 |
| Average Home Value | $343,644 |
Housing Distribution
Address Breakdown
Residential
3,142
Single Family
3,122
Multi-Family
20
Businesses
146
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2016
2.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37187, White Bluff, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,314 (100%) |
| Owner Occupied HU | 2,539 (76.6%) |
| Renter Occupied HU | 567 (17.1%) |
| Vacant Housing Units | 208 ( 6.3%) |
| Median Home Value | $313,244 |
| Average Home Value | $343,644 |
Housing Distribution
Address Breakdown
Residential
3,142
Single Family
3,122
Multi-Family
20
Businesses
146
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Justin Short • At Home Realty
Mls Name: RealTracs MLS as distributed by MLS GRID
Mls ID: #3133008