3320 SW 39th StOklahoma CityOK73119
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 3320 SW 39th St, Oklahoma City, OK, 73119 in Oklahoma City is narrow, $118/mo net on $1,427/mo rent after the $921/mo debt service, but the property operates at break-even-plus, not a loss. At $204,900 with a 8.36% yield, the long-run equity case via 5% appreciation ($56,610 over five years) and $1,887/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.55 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $85,560.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 10.0% |
| Monthly Cash Flow | $118 | $450 |
City averages based on Oklahoma City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,427 |
| Total Monthly Debt Service | $1,227 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1953
7,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73119, Oklahoma City, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,492 (100%) |
| Owner Occupied HU | 4,694 (40.8%) |
| Renter Occupied HU | 5,476 (47.7%) |
| Vacant Housing Units | 1,322 (11.5%) |
| Median Home Value | $101,182 |
| Average Home Value | $167,585 |
Housing Distribution
Address Breakdown
Residential
10,850
Single Family
10,156
Multi-Family
694
Businesses
744
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1953
7,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73119, Oklahoma City, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,492 (100%) |
| Owner Occupied HU | 4,694 (40.8%) |
| Renter Occupied HU | 5,476 (47.7%) |
| Vacant Housing Units | 1,322 (11.5%) |
| Median Home Value | $101,182 |
| Average Home Value | $167,585 |
Housing Distribution
Address Breakdown
Residential
10,850
Single Family
10,156
Multi-Family
694
Businesses
744
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Carri Ray • Trinity Properties
Mls Name: MLSOK/OKCMAR
Mls ID: #1210958