332 Polly LnLa VerniaTX78121



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in La Vernia at 332 Polly Ln, La Vernia, TX, 78121 offers a 5.01% rental yield on a $941,100 purchase with $3,932/mo rent. 36% in year one. Equity gained on principal adds $6,073/yr while 5% annual appreciation supports $260,009 over five years. Portfolio math shows five-year ROI at 47.47% and total cumulative return in cash at $146,967. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $3,932/mo property income against a $4,606/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 2002
10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78121, La Vernia, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,910 (100%) |
| Owner Occupied HU | 4,904 (83.0%) |
| Renter Occupied HU | 669 (11.3%) |
| Vacant Housing Units | 337 ( 5.7%) |
| Median Home Value | $401,963 |
| Average Home Value | $415,649 |
Housing Distribution
Address Breakdown
Residential
5,818
Single Family
5,818
Multi-Family
0
Businesses
442
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