3316 Garrison StSan DiegoCA92106
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in San Diego at 3316 Garrison St, San Diego, CA, 92106 projects strong ROI of 11%. Rental yield 4.13%. With 5% annual appreciation, the property builds $607,819 in value over five years. Equity growth combined delivers a projected five-year ROI of 71.72%, translating into $445,751 in total cumulative return on $621,500 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.1% | 4.8% |
| Monthly Cash Flow | $(6,035) | $1,850 |
City averages based on San Diego market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,574 |
| Total Monthly Debt Service | $12,734 |
| DSCR Ratio | 0.59x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1965
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92106, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,375 (100%) |
| Owner Occupied HU | 4,678 (55.9%) |
| Renter Occupied HU | 3,065 (36.6%) |
| Vacant Housing Units | 632 ( 7.5%) |
| Median Home Value | $1,437,313 |
| Average Home Value | $1,496,033 |
Housing Distribution
Address Breakdown
Residential
8,152
Single Family
6,257
Multi-Family
1,895
Businesses
782
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1965
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92106, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,375 (100%) |
| Owner Occupied HU | 4,678 (55.9%) |
| Renter Occupied HU | 3,065 (36.6%) |
| Vacant Housing Units | 632 ( 7.5%) |
| Median Home Value | $1,437,313 |
| Average Home Value | $1,496,033 |
Housing Distribution
Address Breakdown
Residential
8,152
Single Family
6,257
Multi-Family
1,895
Businesses
782
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: SDMLS
Mls ID: #260005052