3312 Oakmont StPhiladelphiaPA19136
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 3312 Oakmont St, Philadelphia, PA, 19136 in Philadelphia speaks for itself: 10.7% gross on a $255,000 price, generating $2,273/mo in rent and $602/mo in net income after the $1,147/mo debt service. DSCR 1.98, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,222 stacks alongside $70,452 in projected five-year appreciation and $2,349/yr in principal reduction. Projected total cumulative return: $135,863.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 5.8% |
| Monthly Cash Flow | $602 | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,273 |
| Total Monthly Debt Service | $1,570 |
| DSCR Ratio | 1.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1950
2,081 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19136, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,876 (100%) |
| Owner Occupied HU | 7,877 (56.8%) |
| Renter Occupied HU | 5,367 (38.7%) |
| Vacant Housing Units | 632 ( 4.6%) |
| Median Home Value | $229,333 |
| Average Home Value | $273,753 |
Housing Distribution
Address Breakdown
Residential
13,116
Single Family
11,870
Multi-Family
1,246
Businesses
916
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1950
2,081 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19136, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,876 (100%) |
| Owner Occupied HU | 7,877 (56.8%) |
| Renter Occupied HU | 5,367 (38.7%) |
| Vacant Housing Units | 632 ( 4.6%) |
| Median Home Value | $229,333 |
| Average Home Value | $273,753 |
Housing Distribution
Address Breakdown
Residential
13,116
Single Family
11,870
Multi-Family
1,246
Businesses
916
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Pamela Giorgi • Homestarr Realty
Mls Name: Bright MLS
Mls ID: #PAPH2581096