3311 Fairfield AveCincinnatiOH45207
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 3311 Fairfield Ave, Cincinnati, OH, 45207 in Cincinnati at $299,000 earns $2,105/mo in rent and nets $138/mo after the $1,344/mo payment, a 8.45% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $82,608 over five years. Ziffy Mortgage underwrites this on a 1.57 DSCR without U.S. credit history. With $2,754/yr in principal paydown, total projected return reaches $122,832.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.8% |
| Monthly Cash Flow | $138 | $450 |
City averages based on Cincinnati market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,105 |
| Total Monthly Debt Service | $1,848 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1901
2,787 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45207, Cincinnati, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,728 (100%) |
| Owner Occupied HU | 967 (35.4%) |
| Renter Occupied HU | 1,226 (44.9%) |
| Vacant Housing Units | 535 (19.6%) |
| Median Home Value | $193,750 |
| Average Home Value | $258,732 |
Housing Distribution
Address Breakdown
Residential
2,496
Single Family
2,111
Multi-Family
385
Businesses
108
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1901
2,787 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45207, Cincinnati, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,728 (100%) |
| Owner Occupied HU | 967 (35.4%) |
| Renter Occupied HU | 1,226 (44.9%) |
| Vacant Housing Units | 535 (19.6%) |
| Median Home Value | $193,750 |
| Average Home Value | $258,732 |
Housing Distribution
Address Breakdown
Residential
2,496
Single Family
2,111
Multi-Family
385
Businesses
108
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Heather R. Herr • Private Real Estate Collection
Mls Name: Cincy MLS
Mls ID: #1861840