331 W 85th St APT 4A, New York, NY, 10024 | 9.96% Rental Yield

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331 W 85th St APT 4A, New York, NY, 10024 | 9.96% Rental Yield | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in New York at 331 W 85th St APT 4A, New York, NY, 10024 listed at $465,000 pairs $3,859/mo rent with a $2,276/mo payment. Total monthly income runs $3,859/mo. Return on cash invested measures 16.68% in year one, and rental yield registers 9.96% at a $465,000 basis. Equity gained on principal adds $3,001/yr, and annual property appreciation at 5% supports $128,471 by year five. Five-year ROI tracks 89.49% and total cumulative return in cash totals $137,939. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $3,859/mo property income relative to a $2,276/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Condo

Built in 1920

N/A lot

$N/A/sqft

$1,168 monthly HOA

More details about the property

#4A is a charming co-op apartment located in the heart of the Upper West Side. The spacious living room is bathed in natural light, thanks to large windows that create a bright and inviting atmosphere. The updated kitchen features classic subway tiles, stainless steel appliances, and modern hardware, with thoughtful renovations that enhance storage and include a convenient breakfast bar. The bedroom comfortably fits a queen-sized bed along with furniture, and there are two well-sized closets for added convenience. The white-tiled bathroom includes a skylight, bringing in additional light and a sense of openness. Situated on the top floor of a walk-up building, this apartment is just three flights up. Pets are allowed on a case-by-case basis

Neighborhood Data

Neighborhood data shown for ZIP Code: 10024, New York, NY area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	34,255 (100%)
Owner Occupied HU	10,791 (31.5%)
Renter Occupied HU	19,161 (55.9%)
Vacant Housing Units	4,303 (12.6%)
Median Home Value	$1,690,841
Average Home Value	$1,553,022