331 Loyd Smith Rd, Lexington, GA, 30648 | 4.87% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $1,360/mo, and a $1,640/mo payment. Purchase price stands at $335,000, and rental yield measures 4.87% with $1,360/mo rent. Return on cash invested shows 12.57% in year one, and 5% annual appreciation builds toward $92,554 over five years. Five-year ROI reaches 63.36% and total cumulative return in cash records $70,364. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,360/mo property income covering a $1,640/mo payment rather than investor’s personal income.

Single Family

Built in 2025

1.54 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 30648, Lexington, GA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	1,296 (100%)
Owner Occupied HU	969 (74.8%)
Renter Occupied HU	223 (17.2%)
Vacant Housing Units	104 ( 8.0%)
Median Home Value	$242,599
Average Home Value	$302,469