331 Hardin RdDunlapTN37327
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 331 Hardin Rd, Dunlap, TN, 37327 in Dunlap speaks for itself: 10.64% gross on a $370,000 price, generating $3,280/mo in rent and $1,065/mo in net income after the $1,664/mo debt service. DSCR 1.97, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $12,777 stacks alongside $102,224 in projected five-year appreciation and $3,408/yr in principal reduction. Projected total cumulative return: $208,558.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 6.2% |
| Monthly Cash Flow | $1,065 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,280 |
| Total Monthly Debt Service | $2,068 |
| DSCR Ratio | 1.59x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2018
1.21 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37327, Dunlap, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,007 (100%) |
| Owner Occupied HU | 3,977 (66.2%) |
| Renter Occupied HU | 1,391 (23.2%) |
| Vacant Housing Units | 639 (10.6%) |
| Median Home Value | $253,426 |
| Average Home Value | $303,380 |
Housing Distribution
Address Breakdown
Residential
5,188
Single Family
5,041
Multi-Family
147
Businesses
381
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2018
1.21 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37327, Dunlap, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,007 (100%) |
| Owner Occupied HU | 3,977 (66.2%) |
| Renter Occupied HU | 1,391 (23.2%) |
| Vacant Housing Units | 639 (10.6%) |
| Median Home Value | $253,426 |
| Average Home Value | $303,380 |
Housing Distribution
Address Breakdown
Residential
5,188
Single Family
5,041
Multi-Family
147
Businesses
381
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Pam Brown • Century 21 Professional Group
Mls Name: UCMLS
Mls Provider:
Mls ID: #237309
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