331 Garrett AveBrooksvilleKY41004



INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 331 Garrett Ave, Brooksville, KY, 41004 in Brooksville is capital appreciation. Rental yield 0%. The 0% gross yield at $179,900 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $49,703 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.00) without U.S. credit history; structure with a larger down payment to optimise coverage.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 6.0% |
| Monthly Cash Flow | $0 | $120 |
City averages based on Brooksville market data in our database. Property projections are estimates.
Single Family
Built in 1923
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41004, Brooksville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,660 (100%) |
| Owner Occupied HU | 1,086 (65.4%) |
| Renter Occupied HU | 321 (19.3%) |
| Vacant Housing Units | 253 (15.2%) |
| Median Home Value | $121,324 |
| Average Home Value | $167,035 |
Housing Distribution
Address Breakdown
Residential
1,701
Single Family
1,652
Multi-Family
49
Businesses
87



Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 1923
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41004, Brooksville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,660 (100%) |
| Owner Occupied HU | 1,086 (65.4%) |
| Renter Occupied HU | 321 (19.3%) |
| Vacant Housing Units | 253 (15.2%) |
| Median Home Value | $121,324 |
| Average Home Value | $167,035 |
Housing Distribution
Address Breakdown
Residential
1,701
Single Family
1,652
Multi-Family
49
Businesses
87
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices



Listed by: Teri Barnes • Huff Realty - CC
Mls Name: NKMLS
Mls Provider:
Mls ID: #633707
Disclaimer: The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Zillow, Inc. are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers. Listing information is deemed reliable, but not guaranteed. Copyright 2025 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.




