33099 Road 800RaymondCA93653
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.28% gross rental yield, 33099 Road 800, Raymond, CA, 93653 in Raymond is priced for capital growth, not immediate cash flow. The $919,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $253,903 by year five, with $8,464/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.98) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $242,604.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.3% | 5.2% |
| Monthly Cash Flow | $(1,645) | $1,200 |
City averages based on Raymond market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,040 |
| Total Monthly Debt Service | $5,319 |
| DSCR Ratio | 0.76x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2013
2.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93653, Raymond, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 537 (100%) |
| Owner Occupied HU | 356 (66.3%) |
| Renter Occupied HU | 84 (15.6%) |
| Vacant Housing Units | 97 (18.1%) |
| Median Home Value | $537,770 |
| Average Home Value | $699,895 |
Housing Distribution
Address Breakdown
Residential
376
Single Family
376
Multi-Family
0
Businesses
16
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2013
2.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93653, Raymond, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 537 (100%) |
| Owner Occupied HU | 356 (66.3%) |
| Renter Occupied HU | 84 (15.6%) |
| Vacant Housing Units | 97 (18.1%) |
| Median Home Value | $537,770 |
| Average Home Value | $699,895 |
Housing Distribution
Address Breakdown
Residential
376
Single Family
376
Multi-Family
0
Businesses
16
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: John Bortz • Century 21 Ditton Realty
Mls Name: Fresno MLS
Mls ID: #640341