33095 Southwind CtSan Juan CapistranoCA92675
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 33095 Southwind Ct, San Juan Capistrano, CA, 92675 in San Juan Capistrano worth study. Rental yield 5.76%. The 5.76% gross yield is below cash-flow benchmarks at $995,000, but 5% annual appreciation, adding $274,900 over five years, frames this as a capital growth position. Rent of $4,780/mo partially offsets the $4,474/mo payment. Ziffy Mortgage finances appreciation-play properties (1.07 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $288,776.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.8% | 6.5% |
| Monthly Cash Flow | $(1,376) | $1,500 |
City averages based on San Juan Capistrano market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,780 |
| Total Monthly Debt Service | $5,759 |
| DSCR Ratio | 0.83x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1977
1,600 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92675, San Juan Capistrano, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,747 (100%) |
| Owner Occupied HU | 10,792 (73.2%) |
| Renter Occupied HU | 3,400 (23.1%) |
| Vacant Housing Units | 555 ( 3.8%) |
| Median Home Value | $1,261,264 |
| Average Home Value | $1,284,361 |
Housing Distribution
Address Breakdown
Residential
12,615
Single Family
12,114
Multi-Family
501
Businesses
1,499
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1977
1,600 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92675, San Juan Capistrano, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,747 (100%) |
| Owner Occupied HU | 10,792 (73.2%) |
| Renter Occupied HU | 3,400 (23.1%) |
| Vacant Housing Units | 555 ( 3.8%) |
| Median Home Value | $1,261,264 |
| Average Home Value | $1,284,361 |
Housing Distribution
Address Breakdown
Residential
12,615
Single Family
12,114
Multi-Family
501
Businesses
1,499
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sue Turner • Berkshire Hathaway HomeService
Mls Name: CRMLS
Mls ID: #OC25208947