3303 Atlas CtClintonMD20735
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 3303 Atlas Ct, Clinton, MD, 20735 in Clinton at $900,000, 4.76% gross yield, is a market-growth asset. Rental yield 4.76%. The $3,574/mo rent partially funds the $4,047/mo debt service; the core return is the 5%/yr price growth projected to add $248,653 over five years. Ziffy Mortgage's DSCR mortgage (0.88) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $211,189.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.8% | 7.5% |
| Monthly Cash Flow | $(2,024) | $1,500 |
City averages based on Clinton market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,574 |
| Total Monthly Debt Service | $5,239 |
| DSCR Ratio | 0.68x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20735, Clinton, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,947 (100%) |
| Owner Occupied HU | 12,075 (86.6%) |
| Renter Occupied HU | 1,345 ( 9.6%) |
| Vacant Housing Units | 527 ( 3.8%) |
| Median Home Value | $483,047 |
| Average Home Value | $511,058 |
Housing Distribution
Address Breakdown
Residential
13,649
Single Family
13,316
Multi-Family
333
Businesses
1,277
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20735, Clinton, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,947 (100%) |
| Owner Occupied HU | 12,075 (86.6%) |
| Renter Occupied HU | 1,345 ( 9.6%) |
| Vacant Housing Units | 527 ( 3.8%) |
| Median Home Value | $483,047 |
| Average Home Value | $511,058 |
Housing Distribution
Address Breakdown
Residential
13,649
Single Family
13,316
Multi-Family
333
Businesses
1,277
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices