3301 State Highway 39 SCrab OrchardKY40419
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.59% yield at 3301 State Highway 39 S, Crab Orchard, KY, 40419 in Crab Orchard is solid, but the $812/mo payment compresses net cash flow to $194/mo at $180,500. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $49,869 by year five, and $1,662/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.59) without U.S. income documentation. Total projected return: $80,787.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.2% |
| Monthly Cash Flow | $194 | $320 |
City averages based on Crab Orchard market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,292 |
| Total Monthly Debt Service | $1,027 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1999
0.96 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40419, Crab Orchard, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,200 (100%) |
| Owner Occupied HU | 1,549 (70.4%) |
| Renter Occupied HU | 422 (19.2%) |
| Vacant Housing Units | 229 (10.4%) |
| Median Home Value | $161,689 |
| Average Home Value | $229,172 |
Housing Distribution
Address Breakdown
Residential
1,812
Single Family
1,812
Multi-Family
0
Businesses
99
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1999
0.96 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40419, Crab Orchard, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,200 (100%) |
| Owner Occupied HU | 1,549 (70.4%) |
| Renter Occupied HU | 422 (19.2%) |
| Vacant Housing Units | 229 (10.4%) |
| Median Home Value | $161,689 |
| Average Home Value | $229,172 |
Housing Distribution
Address Breakdown
Residential
1,812
Single Family
1,812
Multi-Family
0
Businesses
99
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A