33 Skaar RdMill HallPA17751
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 33 Skaar Rd, Mill Hall, PA, 17751 in Mill Hall is narrow, $30/mo net on $2,094/mo rent after the $1,416/mo debt service, but the property operates at break-even-plus, not a loss. At $315,000 with a 7.98% yield, the long-run equity case via 5% appreciation ($87,029 over five years) and $2,901/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.48 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $121,906.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 6.2% |
| Monthly Cash Flow | $30 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,094 |
| Total Monthly Debt Service | $1,939 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
0.81 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17751, Mill Hall, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,210 (100%) |
| Owner Occupied HU | 2,347 (73.1%) |
| Renter Occupied HU | 523 (16.3%) |
| Vacant Housing Units | 340 (10.6%) |
| Median Home Value | $247,133 |
| Average Home Value | $289,823 |
Housing Distribution
Address Breakdown
Residential
3,027
Single Family
2,997
Multi-Family
30
Businesses
235
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1980
0.81 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17751, Mill Hall, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,210 (100%) |
| Owner Occupied HU | 2,347 (73.1%) |
| Renter Occupied HU | 523 (16.3%) |
| Vacant Housing Units | 340 (10.6%) |
| Median Home Value | $247,133 |
| Average Home Value | $289,823 |
Housing Distribution
Address Breakdown
Residential
3,027
Single Family
2,997
Multi-Family
30
Businesses
235
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Laurie Wells • Adventure Realty - Mill Hall
Mls Name: West Branch Valley AOR
Mls ID: #WB-101056
Disclaimer: Copyright West Branch Valley Association of Realtors. All rights reserved. Information is deemed reliable but not guaranteed.