33 E Adams StTucsonAZ85705
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 33 E Adams St, Tucson, AZ, 85705 in Tucson at $315,000 earns $1,865/mo in rent and nets $3/mo after the $1,416/mo payment, a 7.1% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $87,029 over five years. Ziffy Mortgage underwrites this on a 1.32 DSCR without U.S. credit history. With $2,901/yr in principal paydown, total projected return reaches $119,290.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.1% | 6.2% |
| Monthly Cash Flow | $3 | $450 |
City averages based on Tucson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,865 |
| Total Monthly Debt Service | $1,737 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1921
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85705, Tucson, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 30,022 (100%) |
| Owner Occupied HU | 12,355 (41.2%) |
| Renter Occupied HU | 14,921 (49.7%) |
| Vacant Housing Units | 2,746 ( 9.1%) |
| Median Home Value | $167,879 |
| Average Home Value | $243,347 |
Housing Distribution
Address Breakdown
Residential
25,203
Single Family
20,778
Multi-Family
4,425
Businesses
2,392
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1921
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85705, Tucson, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 30,022 (100%) |
| Owner Occupied HU | 12,355 (41.2%) |
| Renter Occupied HU | 14,921 (49.7%) |
| Vacant Housing Units | 2,746 ( 9.1%) |
| Median Home Value | $167,879 |
| Average Home Value | $243,347 |
Housing Distribution
Address Breakdown
Residential
25,203
Single Family
20,778
Multi-Family
4,425
Businesses
2,392
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices