32943 Rock Creek RdMantonCA96059
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThis is a cash-flow-light asset: 32943 Rock Creek Rd, Manton, CA, 96059 in Manton, $399,900, 7.79% gross yield, $123/mo net income. Consider it a market-entry position, the $2,597/mo rent covers the $1,798/mo payment with a margin, and 5%/yr appreciation is projected to add $110,485 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.44) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $159,589.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 6.0% |
| Monthly Cash Flow | $123 | $1,200 |
City averages based on Manton market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,597 |
| Total Monthly Debt Service | $2,315 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2018
3.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96059, Manton, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 327 (100%) |
| Owner Occupied HU | 206 (63.0%) |
| Renter Occupied HU | 56 (17.1%) |
| Vacant Housing Units | 65 (19.9%) |
| Median Home Value | $375,806 |
| Average Home Value | $407,197 |
Housing Distribution
Address Breakdown
Residential
234
Single Family
233
Multi-Family
1
Businesses
23
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2018
3.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96059, Manton, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 327 (100%) |
| Owner Occupied HU | 206 (63.0%) |
| Renter Occupied HU | 56 (17.1%) |
| Vacant Housing Units | 65 (19.9%) |
| Median Home Value | $375,806 |
| Average Home Value | $407,197 |
Housing Distribution
Address Breakdown
Residential
234
Single Family
233
Multi-Family
1
Businesses
23
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Terence Davis • Terence Davis & Associates
Mls Name: SMLS
Mls ID: #25-3630