








A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |


Investment property for sale in Clay at 329 W Railroad St, Clay, KY, 42404 with 5% annual appreciation on a $189,900 basis while $1,594/mo rent supports operations. Total monthly income totals $1,594/mo and a $929/mo payment preserves $439/mo for cash returns. Annual cash flow comes to $5,264/yr on $62,952 deployed, and return on cash invested reaches 28.27% in year one. Equity gained on principal adds $1,225/yr, and five-year appreciation sums $52,466 alongside rental yield of 10.07%. Five-year ROI measures 147.57% and total cumulative return in cash totals $92,897.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,594/mo property income versus a $929/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1978
0.79 Acres lot
$N/A/sqft
No HOA
Neighborhood data shown for ZIP Code: 42404, Clay, KY area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,116 (100%) |
| Owner Occupied HU | 759 (68.0%) |
| Renter Occupied HU | 206 (18.5%) |
| Vacant Housing Units | 151 (13.5%) |
| Median Home Value | $116,518 |
| Average Home Value | $200,807 |
Residential
936
Single Family
936
Multi-Family
0
Businesses
46
Date | Event | Price |
|---|---|---|
| No price history data available | ||
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| No tax history data available | ||||



Listed by: Trish Haire • EXP Realty
Mls Name: HAMLS
Mls ID: #250363