329 Murray StRochesterNY14606
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate 329 Murray St, Rochester, NY, 14606 in Rochester. At $139,900 it earns $1,429/mo in rent and distributes $495/mo to the owner after the $629/mo payment, a consistent 12.26% yield. DSCR 2.27 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $38,652 in value; $1,288/yr in principal paydown compounds ownership stake. Total projected return: $85,216.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.3% | 6.2% |
| Monthly Cash Flow | $495 | $450 |
City averages based on Rochester market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,429 |
| Total Monthly Debt Service | $879 |
| DSCR Ratio | 1.63x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1987
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14606, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,547 (100%) |
| Owner Occupied HU | 6,739 (53.7%) |
| Renter Occupied HU | 5,194 (41.4%) |
| Vacant Housing Units | 614 ( 4.9%) |
| Median Home Value | $161,064 |
| Average Home Value | $189,935 |
Housing Distribution
Address Breakdown
Residential
11,613
Single Family
9,903
Multi-Family
1,710
Businesses
954
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1987
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14606, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,547 (100%) |
| Owner Occupied HU | 6,739 (53.7%) |
| Renter Occupied HU | 5,194 (41.4%) |
| Vacant Housing Units | 614 ( 4.9%) |
| Median Home Value | $161,064 |
| Average Home Value | $189,935 |
Housing Distribution
Address Breakdown
Residential
11,613
Single Family
9,903
Multi-Family
1,710
Businesses
954
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices