3281 Rocky Water Ln #ASan JoseCA95148








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in San Jose at 3281 Rocky Water Ln #A, San Jose, CA, 95148 priced at $715,200 converts $3,979/mo rent into after a $3,501/mo obligation. Total monthly income equals $3,979/mo. Return on cash invested prints 14.8% in year one, and rental yield reads 6.68% against a $715,200 entry. Equity gained on principal adds $4,615/yr, while 5% annual appreciation compiles into $197,597 by year five. Five-year ROI reaches 76.52% and total cumulative return in cash sums $180,048. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $3,979/mo property income covering a $3,501/mo payment, not borrower’s personal income.
Condo
Built in 1981
N/A lot
$N/A/sqft
$585 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95148, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,859 (100%) |
| Owner Occupied HU | 9,088 (76.6%) |
| Renter Occupied HU | 2,555 (21.5%) |
| Vacant Housing Units | 216 ( 1.8%) |
| Median Home Value | $1,336,547 |
| Average Home Value | $1,411,840 |
Housing Distribution
Address Breakdown
Residential
11,703
Single Family
11,600
Multi-Family
103
Businesses
282
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Listed by: Thao Dang & Brian Ng • Block Change Real Estate
Mls Name: MLSListings Inc
Mls Provider:
Mls ID: #ML81982720
Disclaimer: Based on information from the MLSListings MLS as of 2025-09-07 20:48:09 PDT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.








