32802 Valle Rd SPACE 5San Juan CapistranoCA92675
INVESTMENT ANALYSIS
Investment Verdict
Solid Income32802 Valle Rd SPACE 5, San Juan Capistrano, CA, 92675 in San Juan Capistrano earns a respectable 8.3% gross yield at $238,900, but after the $1,074/mo mortgage the net cash flow is $174/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.54) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $66,004 over five years, making equity the dominant return driver. Total projected return: $101,849.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.5% |
| Monthly Cash Flow | $174 | $1,500 |
City averages based on San Juan Capistrano market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,652 |
| Total Monthly Debt Service | $1,383 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1966
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92675, San Juan Capistrano, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,747 (100%) |
| Owner Occupied HU | 10,792 (73.2%) |
| Renter Occupied HU | 3,400 (23.1%) |
| Vacant Housing Units | 555 ( 3.8%) |
| Median Home Value | $1,261,264 |
| Average Home Value | $1,284,361 |
Housing Distribution
Address Breakdown
Residential
12,615
Single Family
12,114
Multi-Family
501
Businesses
1,499
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1966
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92675, San Juan Capistrano, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,747 (100%) |
| Owner Occupied HU | 10,792 (73.2%) |
| Renter Occupied HU | 3,400 (23.1%) |
| Vacant Housing Units | 555 ( 3.8%) |
| Median Home Value | $1,261,264 |
| Average Home Value | $1,284,361 |
Housing Distribution
Address Breakdown
Residential
12,615
Single Family
12,114
Multi-Family
501
Businesses
1,499
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Josie Huffman • Orange County Home Sales
Mls Name: CRMLS
Mls ID: #OC25142331