328 Huff Creek Trl, Amherst, VA, 24521 | $86/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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328 Huff Creek Trl, Amherst, VA, 24521 | $86/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Amherst at 328 Huff Creek Trl, Amherst, VA, 24521 offers a 7.55% rental yield on a $269,900 purchase with $1,699/mo rent. Total monthly income registers $1,699/mo, and a $1,321/mo payment leaves $86/mo available for distribution. Annual cash flow reaches $1,027/yr on $89,472 to close, and return on cash invested stands at 21.06% in year one. Equity gained on principal adds $1,742/yr while 5% annual appreciation supports $74,568 over five years. Portfolio math shows five-year ROI at 108.74% and total cumulative return in cash at $97,290. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,699/mo property income against a $1,321/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1951

1.20 Acres lot

$N/A/sqft

No HOA

More details about the property

This 3-bedroom brick home is the perfect blend of timeless character, quality construction. Enjoy the warmth of original hardwood floors, the durability of solid wood doors, and the elegant touch of brass door knobs, combined with significant potential for expansion with a walkup attic area and unfinished full basement. The fireplace and wood stove provide heat and atmosphere, with the convenience of gas and wood. The enclosed porch offers a protected outdoor space that can be used as a sunroom or mud room. Excellent modern amenities such as stainless steel appliances, Firefly internet and Town water. A very large, separate garage that could accommodate multiple vehicles and/or serve as a substantial workshop or storage area. Views of the Blue Ridge Mountains and just minutes to shopping and dining.

Neighborhood Data

Neighborhood data shown for ZIP Code: 24521, Amherst, VA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	4,778 (100%)
Owner Occupied HU	3,339 (69.9%)
Renter Occupied HU	856 (17.9%)
Vacant Housing Units	583 (12.2%)
Median Home Value	$291,324
Average Home Value	$363,179