328 Ecliptic LoopYuleeFL32097
INVESTMENT ANALYSIS
Investment Verdict
Solid Income328 Ecliptic Loop, Yulee, FL, 32097 in Yulee carries a 1.76 coverage ratio, rent of $2,966/mo is 1.76 times the $1,682/mo payment. Rental yield 9.52%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $374,000 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $103,329; total projected cumulative return: $143,572.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.0% |
| Monthly Cash Flow | $(18) | $300 |
City averages based on Yulee market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,966 |
| Total Monthly Debt Service | $2,835 |
| DSCR Ratio | 1.05x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
3,780 sqft lot
$N/A/sqft
$502 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
3,780 sqft lot
$N/A/sqft
$502 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sabrina Lozada Bastardo • PULTE REALTY OF NORTH FLORIDA
Mls Name: AINCAR
Mls Provider:
Mls ID: #114898
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.