328 E Boesch DrRiponCA95366
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 328 E Boesch Dr, Ripon, CA, 95366 in Ripon worth study. Rental yield 4.57%. The 4.57% gross yield is below cash-flow benchmarks at $1,125,000, but 5% annual appreciation, adding $310,817 over five years, frames this as a capital growth position. Rent of $4,282/mo partially offsets the $5,059/mo payment. Ziffy Mortgage finances appreciation-play properties (0.85 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $254,257.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.6% | 6.0% |
| Monthly Cash Flow | $(2,678) | $1,500 |
City averages based on Ripon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,282 |
| Total Monthly Debt Service | $6,512 |
| DSCR Ratio | 0.66x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
10,716 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95366, Ripon, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,469 (100%) |
| Owner Occupied HU | 4,467 (69.1%) |
| Renter Occupied HU | 1,778 (27.5%) |
| Vacant Housing Units | 224 ( 3.5%) |
| Median Home Value | $737,147 |
| Average Home Value | $755,471 |
Housing Distribution
Address Breakdown
Residential
6,376
Single Family
6,027
Multi-Family
349
Businesses
662
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
10,716 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95366, Ripon, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,469 (100%) |
| Owner Occupied HU | 4,467 (69.1%) |
| Renter Occupied HU | 1,778 (27.5%) |
| Vacant Housing Units | 224 ( 3.5%) |
| Median Home Value | $737,147 |
| Average Home Value | $755,471 |
Housing Distribution
Address Breakdown
Residential
6,376
Single Family
6,027
Multi-Family
349
Businesses
662
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jocelyn Singh • PMZ Real Estate
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #224118916
Disclaimer: Copyright MetroList Services, Inc. All rights reserved. Information is deemed reliable but not guaranteed.