328 Bridge StHunkerPA15639

INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 328 Bridge St, Hunker, PA, 15639 in Hunker at $215,900 earns $1,596/mo in rent and nets $181/mo after the $971/mo payment, a 8.87% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $59,649 over five years. Ziffy Mortgage underwrites this on a 1.64 DSCR without U.S. credit history. With $1,988/yr in principal paydown, total projected return reaches $93,864.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 6.2% |
| Monthly Cash Flow | $181 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,596 |
| Total Monthly Debt Service | $1,329 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
0.63 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15639, Hunker, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 896 (100%) |
| Owner Occupied HU | 670 (74.8%) |
| Renter Occupied HU | 170 (19.0%) |
| Vacant Housing Units | 56 ( 6.2%) |
| Median Home Value | $242,222 |
| Average Home Value | $294,787 |
Housing Distribution
Address Breakdown
Residential
790
Single Family
713
Multi-Family
77
Businesses
43



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in N/A
0.63 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15639, Hunker, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 896 (100%) |
| Owner Occupied HU | 670 (74.8%) |
| Renter Occupied HU | 170 (19.0%) |
| Vacant Housing Units | 56 ( 6.2%) |
| Median Home Value | $242,222 |
| Average Home Value | $294,787 |
Housing Distribution
Address Breakdown
Residential
790
Single Family
713
Multi-Family
77
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



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