3276 Heights Dr #AShingle SpringsCA95682
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeA DSCR of 1.63 makes 3276 Heights Dr #A, Shingle Springs, CA, 95682 in Shingle Springs one of the easier properties to finance via Ziffy Mortgage's rental-income underwriting. Rental yield 8.78%. The 8.78% yield, 5% annual appreciation ($117,420 over five years), and $3,914/yr in principal reduction project a total cumulative return of $192,155.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 7.0% |
| Monthly Cash Flow | $(19) | $300 |
City averages based on Shingle Springs market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,110 |
| Total Monthly Debt Service | $2,460 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1989
1,306 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95682, Shingle Springs, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,432 (100%) |
| Owner Occupied HU | 8,921 (71.8%) |
| Renter Occupied HU | 2,909 (23.4%) |
| Vacant Housing Units | 602 ( 4.8%) |
| Median Home Value | $751,567 |
| Average Home Value | $846,468 |
Housing Distribution
Address Breakdown
Residential
11,711
Single Family
11,105
Multi-Family
606
Businesses
1,033
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1989
1,306 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95682, Shingle Springs, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,432 (100%) |
| Owner Occupied HU | 8,921 (71.8%) |
| Renter Occupied HU | 2,909 (23.4%) |
| Vacant Housing Units | 602 ( 4.8%) |
| Median Home Value | $751,567 |
| Average Home Value | $846,468 |
Housing Distribution
Address Breakdown
Residential
11,711
Single Family
11,105
Multi-Family
606
Businesses
1,033
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Christina Carroll • Vista Sotheby's International Realty
Mls Name: MetroList Services of CA
Mls ID: #226009273