3275 Hadden Pond RdAveraGA30803
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 3275 Hadden Pond Rd, Avera, GA, 30803 in Avera fits: $1,999,950, 1.71% gross yield, and a projected 5% annual appreciation rate adding $552,549 in value within five years. Rental yield 1.71%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.32) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $18,420/yr in principal paydown and $552,549 in appreciation project a total return of $157,447.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.7% | 5.2% |
| Monthly Cash Flow | $(9,324) | $250 |
City averages based on Avera market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,848 |
| Total Monthly Debt Service | $11,376 |
| DSCR Ratio | 0.25x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2016
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30803, Avera, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 363 (100%) |
| Owner Occupied HU | 232 (63.9%) |
| Renter Occupied HU | 52 (14.3%) |
| Vacant Housing Units | 79 (21.8%) |
| Median Home Value | $92,353 |
| Average Home Value | $117,425 |
Housing Distribution
Address Breakdown
Residential
344
Single Family
344
Multi-Family
0
Businesses
8
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2016
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30803, Avera, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 363 (100%) |
| Owner Occupied HU | 232 (63.9%) |
| Renter Occupied HU | 52 (14.3%) |
| Vacant Housing Units | 79 (21.8%) |
| Median Home Value | $92,353 |
| Average Home Value | $117,425 |
Housing Distribution
Address Breakdown
Residential
344
Single Family
344
Multi-Family
0
Businesses
8
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.