327 HAVANA DRIVESan AntonioTX78228
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeHigh DSCR is a competitive advantage at closing. 327 HAVANA DRIVE, San Antonio, TX, 78228 in San Antonio achieves 1.74, rent of $783/mo covers the $450/mo payment 1.5x over at $100,000. Rental yield 9.1%. That makes it both an efficient operational hold and a straightforward underwrite for Ziffy Mortgage's DSCR program. No domestic credit history or income documentation required. Appreciation at 5%/yr adds $27,628 over five years, with $921/yr in principal reduction bringing total projected return to $36,785.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 5.8% |
| Monthly Cash Flow | $(56) | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $783 |
| Total Monthly Debt Service | $774 |
| DSCR Ratio | 1.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1967
4,835 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78228, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,889 (100%) |
| Owner Occupied HU | 12,155 (55.5%) |
| Renter Occupied HU | 8,246 (37.7%) |
| Vacant Housing Units | 1,488 ( 6.8%) |
| Median Home Value | $193,440 |
| Average Home Value | $251,696 |
Housing Distribution
Address Breakdown
Residential
20,828
Single Family
16,485
Multi-Family
4,343
Businesses
1,144
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1967
4,835 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78228, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,889 (100%) |
| Owner Occupied HU | 12,155 (55.5%) |
| Renter Occupied HU | 8,246 (37.7%) |
| Vacant Housing Units | 1,488 ( 6.8%) |
| Median Home Value | $193,440 |
| Average Home Value | $251,696 |
Housing Distribution
Address Breakdown
Residential
20,828
Single Family
16,485
Multi-Family
4,343
Businesses
1,144
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Cathy Goodwin • Keller Williams Heritage
Mls Name: SABOR
Mls Provider:
Mls ID: #1826600
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.