327 Bliss StIoniaMI48846
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow327 Bliss St, Ionia, MI, 48846 in Ionia is a top-tier cash-flow asset. At $199,900 it produces $1,863/mo in rent and $545/mo in net monthly income, a 11.18% gross rental yield. The DSCR of 2.07 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $6,537. Five-year appreciation adds $55,229, driving a total cumulative return of $111,254.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.2% | 6.3% |
| Monthly Cash Flow | $545 | $850 |
City averages based on Ionia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,863 |
| Total Monthly Debt Service | $1,239 |
| DSCR Ratio | 1.50x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1930
4,791 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1930
4,791 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices