3260 Haviland Ct APT 201Palm HarborFL34684
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeA DSCR of 1.76 makes 3260 Haviland Ct APT 201, Palm Harbor, FL, 34684 in Palm Harbor one of the easier properties to finance via Ziffy Mortgage's rental-income underwriting. Rental yield 9.3%. The 9.3% yield, 5% annual appreciation ($43,929 over five years), and $1,464/yr in principal reduction project a total cumulative return of $49,583.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.8% |
| Monthly Cash Flow | $(224) | $250 |
City averages based on Palm Harbor market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,257 |
| Total Monthly Debt Service | $1,393 |
| DSCR Ratio | 0.90x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1990
13.77 Acres lot
$N/A/sqft
$401 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1990
13.77 Acres lot
$N/A/sqft
$401 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Susan McCarragher • BHHS FLORIDA PROPERTIES GROUP
Mls Name: Stellar MLS
Mls Provider:
Mls ID: #W7874313
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