326 N 3rd StLivingstonMT59047
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingInvestors approaching the U.S. market with capital-preservation in mind will find 326 N 3rd St, Livingston, MT, 59047 in Livingston aligned with their strategy. Rental yield 6.15%. DSCR 1.14 and 6.15% yield provide a sound foundation. Ziffy Mortgage's DSCR program enables non-U.S. residents to acquire without domestic credit. Over five years, 5% appreciation and $4,098/yr in paydown build toward a projected cumulative return of $147,458.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.2% | 6.2% |
| Monthly Cash Flow | $(321) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,280 |
| Total Monthly Debt Service | $2,424 |
| DSCR Ratio | 0.94x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
7,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59047, Livingston, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,363 (100%) |
| Owner Occupied HU | 4,411 (59.9%) |
| Renter Occupied HU | 2,125 (28.9%) |
| Vacant Housing Units | 827 (11.2%) |
| Median Home Value | $493,000 |
| Average Home Value | $596,472 |
Housing Distribution
Address Breakdown
Residential
6,416
Single Family
6,202
Multi-Family
214
Businesses
801
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
7,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59047, Livingston, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,363 (100%) |
| Owner Occupied HU | 4,411 (59.9%) |
| Renter Occupied HU | 2,125 (28.9%) |
| Vacant Housing Units | 827 (11.2%) |
| Median Home Value | $493,000 |
| Average Home Value | $596,472 |
Housing Distribution
Address Breakdown
Residential
6,416
Single Family
6,202
Multi-Family
214
Businesses
801
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lauren Dalzell • Small Dog Realty
Mls Name: Big Sky Country MLS
Mls ID: #400929
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.