326 Concord Lane, Middletown, NY, 10940 | $109/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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326 Concord Lane, Middletown, NY, 10940 | $109/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Middletown at 326 Concord Lane, Middletown, NY, 10940 generates $1,544/mo in rent and, after a $1,052/mo payment, leaves $109/mo in cash flow. Total monthly income is $1,544/mo, and annual cash flow is $1,303/yr on $71,273 invested. Return on cash invested sits at 21.74% in year one, and rental yield is 8.62% on a $215,000 entry. Equity gained on principal adds $1,387/yr, while 5% annual appreciation builds toward $59,401 over five years. Five-year ROI reaches 113.31% and total cumulative return in cash sums $80,761. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $1,544/mo property income rather than buyer’s personal income.

Condo

Built in 1989

436 sqft lot

$N/A/sqft

No HOA

More details about the property

Buttonwood Hills Condominiums now offers a 2 bedroom/2 bath unit for your purchase & to call home! A ground level end unit with open floor from living room to dining room with sliders that lead to a seating area where you can enjoy the outdoors. Beautiful kitchen with stainless steel appliances & plenty of cabinet space. Spacious bedrooms, one with a Suite with double closets and a private full bath with a standup shower. The 2nd carpeted bedroom is followed by a 2nd full bath with a tub. A washer & dryer inside the unit for your convenience & to avoid trips to the laundromat! Lawn Maintenance, snow removal, & garbage pickup is covered by the HOA. Community pool access for those hot summer days. Short distance to parks, shops, dining, & public transportation. Minutes from OCCC, Touro Medical, and Garnett. Schedule your tour and make it yours today!

Neighborhood Data

Neighborhood data shown for ZIP Code: 10940, Middletown, NY area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	22,106 (100%)
Owner Occupied HU	11,235 (50.8%)
Renter Occupied HU	9,173 (41.5%)
Vacant Housing Units	1,698 ( 7.7%)
Median Home Value	$373,304
Average Home Value	$435,188