325 West RoadNew SwedenME04762
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play325 West Road, New Sweden, ME, 04762 in New Sweden is priced for appreciation, not yield. Rental yield 2.47%. At $965,000 with a 2.47% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $266,612 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.46) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $102,585.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.5% | 6.0% |
| Monthly Cash Flow | $(4,101) | $600 |
City averages based on New Sweden market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,990 |
| Total Monthly Debt Service | $5,706 |
| DSCR Ratio | 0.35x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1870
87 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04762, New Sweden, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 332 (100%) |
| Owner Occupied HU | 228 (68.7%) |
| Renter Occupied HU | 37 (11.1%) |
| Vacant Housing Units | 67 (20.2%) |
| Median Home Value | $239,773 |
| Average Home Value | $243,717 |
Housing Distribution
Address Breakdown
Residential
238
Single Family
215
Multi-Family
23
Businesses
10
Nearby investment properties with comparable rents
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1870
87 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04762, New Sweden, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 332 (100%) |
| Owner Occupied HU | 228 (68.7%) |
| Renter Occupied HU | 37 (11.1%) |
| Vacant Housing Units | 67 (20.2%) |
| Median Home Value | $239,773 |
| Average Home Value | $243,717 |
Housing Distribution
Address Breakdown
Residential
238
Single Family
215
Multi-Family
23
Businesses
10
Nearby investment properties with comparable rents
Listed by: N/A • Kieffer Real Estate
Mls Name: Maine Listings
Mls ID: #1628364