325 Washington StMinersvillePA17954
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 325 Washington St, Minersville, PA, 17954 in Minersville. Priced at $174,900, it generates $1,661/mo in gross rent and $515/mo in net monthly cash flow, a 11.39% yield that comfortably supports the 2.11 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $6,176. Five-year appreciation: $48,322. Equity from principal paydown: $1,611/yr. Total projected cumulative return: $99,757.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.4% | 6.2% |
| Monthly Cash Flow | $515 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,661 |
| Total Monthly Debt Service | $1,077 |
| DSCR Ratio | 1.54x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1988
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17954, Minersville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,330 (100%) |
| Owner Occupied HU | 1,148 (49.3%) |
| Renter Occupied HU | 794 (34.1%) |
| Vacant Housing Units | 388 (16.7%) |
| Median Home Value | $150,685 |
| Average Home Value | $182,922 |
Housing Distribution
Address Breakdown
Residential
2,303
Single Family
2,168
Multi-Family
135
Businesses
171
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1988
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17954, Minersville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,330 (100%) |
| Owner Occupied HU | 1,148 (49.3%) |
| Renter Occupied HU | 794 (34.1%) |
| Vacant Housing Units | 388 (16.7%) |
| Median Home Value | $150,685 |
| Average Home Value | $182,922 |
Housing Distribution
Address Breakdown
Residential
2,303
Single Family
2,168
Multi-Family
135
Businesses
171
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Molly Westfall • BHHS Homesale Realty - Schuylkill Haven
Mls Name: Bright MLS
Mls ID: #PASK2023566