325 N Nelson StBenningtonKS67422
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThis Bennington rental at 325 N Nelson St, Bennington, KS, 67422 sits in the solid-income band: 10.41% gross yield, $1,778/mo rent, $415/mo net after the $922/mo debt service, DSCR 1.93. Entry price of $205,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $56,638 and $1,888/yr in principal reduction bring total cumulative return to $104,805.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 7.0% |
| Monthly Cash Flow | $415 | $250 |
City averages based on Bennington market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,778 |
| Total Monthly Debt Service | $1,282 |
| DSCR Ratio | 1.39x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67422, Bennington, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 557 (100%) |
| Owner Occupied HU | 444 (79.7%) |
| Renter Occupied HU | 68 (12.2%) |
| Vacant Housing Units | 45 ( 8.1%) |
| Median Home Value | $321,649 |
| Average Home Value | $373,998 |
Housing Distribution
Address Breakdown
Residential
441
Single Family
441
Multi-Family
0
Businesses
29
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67422, Bennington, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 557 (100%) |
| Owner Occupied HU | 444 (79.7%) |
| Renter Occupied HU | 68 (12.2%) |
| Vacant Housing Units | 45 ( 8.1%) |
| Median Home Value | $321,649 |
| Average Home Value | $373,998 |
Housing Distribution
Address Breakdown
Residential
441
Single Family
441
Multi-Family
0
Businesses
29
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tammy Shirack • Millwood Realty, Inc.
Mls Name: SCKMLS
Mls ID: #662429