325 Locust Run DrYorkPA17404
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow325 Locust Run Dr, York, PA, 17404 in York earns its strong cash-flow label: 11.26% yield, $2,485/mo rent, $644/mo net income, DSCR 2.09. The $264,900 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $73,187 by year five. Combined with $2,440/yr in principal paydown, total projected return reaches $149,098.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.3% | 6.8% |
| Monthly Cash Flow | $644 | $850 |
City averages based on York market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,485 |
| Total Monthly Debt Service | $1,630 |
| DSCR Ratio | 1.52x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2022
2,814 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17404, York, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,514 (100%) |
| Owner Occupied HU | 10,287 (66.3%) |
| Renter Occupied HU | 4,454 (28.7%) |
| Vacant Housing Units | 773 ( 5.0%) |
| Median Home Value | $252,403 |
| Average Home Value | $284,081 |
Housing Distribution
Address Breakdown
Residential
15,266
Single Family
14,677
Multi-Family
589
Businesses
963
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2022
2,814 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17404, York, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,514 (100%) |
| Owner Occupied HU | 10,287 (66.3%) |
| Renter Occupied HU | 4,454 (28.7%) |
| Vacant Housing Units | 773 ( 5.0%) |
| Median Home Value | $252,403 |
| Average Home Value | $284,081 |
Housing Distribution
Address Breakdown
Residential
15,266
Single Family
14,677
Multi-Family
589
Businesses
963
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Nicholas Bostic • Real of Pennsylvania
Mls Name: Bright MLS
Mls ID: #PAYK2097770