325 Cedar, Howard City, MI, 49329 | $132/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Howard City at 325 Cedar, Howard City, MI, 49329 offers $1,451/mo rent that, after a $979/mo payment, leaves $132/mo cash flow. Total monthly income is $1,451/mo, and annual cash flow is $1,584/yr on $66,300 cash. Return on cash invested measures 22.3% in year one, and rental yield stands at 8.71% at a $200,000 entry. Equity gained on principal adds $1,291/yr while 5% annual appreciation compounds into $55,256 by year five. Five-year ROI records 116.17% and total cumulative return in cash reaches $77,024. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $1,451/mo property income versus a $979/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 1930

0.46 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 49329, Howard City, MI area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	3,541 (100%)
Owner Occupied HU	2,849 (80.5%)
Renter Occupied HU	403 (11.4%)
Vacant Housing Units	289 ( 8.2%)
Median Home Value	$226,108
Average Home Value	$242,401