325 & 401 Vitzthum Gulch RdDouglas CityCA96024
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis is a cash-flow-light asset: 325 & 401 Vitzthum Gulch Rd, Douglas City, CA, 96024 in Douglas City, $349,950, 8.05% gross yield, $183/mo net income. Consider it a market-entry position, the $2,348/mo rent covers the $1,574/mo payment with a margin, and 5%/yr appreciation is projected to add $96,685 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.49) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $144,434.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.0% |
| Monthly Cash Flow | $183 | $350 |
City averages based on Douglas City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,348 |
| Total Monthly Debt Service | $2,026 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1988
15.16 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96024, Douglas City, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 669 (100%) |
| Owner Occupied HU | 357 (53.4%) |
| Renter Occupied HU | 111 (16.6%) |
| Vacant Housing Units | 201 (30.0%) |
| Median Home Value | $438,636 |
| Average Home Value | $449,244 |
Housing Distribution
Address Breakdown
Residential
6
Single Family
6
Multi-Family
0
Businesses
14
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1988
15.16 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96024, Douglas City, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 669 (100%) |
| Owner Occupied HU | 357 (53.4%) |
| Renter Occupied HU | 111 (16.6%) |
| Vacant Housing Units | 201 (30.0%) |
| Median Home Value | $438,636 |
| Average Home Value | $449,244 |
Housing Distribution
Address Breakdown
Residential
6
Single Family
6
Multi-Family
0
Businesses
14
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Hannah Evans • eXp Realty of California, Inc
Mls Name: Trinity County AOR
Mls ID: #2112452
Disclaimer: Copyright Trinity County Association of Realtors. All rights reserved. Information is deemed reliable but not guaranteed.