3240 Macomber DrPebble BeachCA93953
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Pebble Beach at 3240 Macomber Dr, Pebble Beach, CA, 93953 projects strong ROI of -1.11%. Rental yield 0.71%. With 5% annual appreciation, the property builds $3,660,731 in value over five years. Equity growth combined delivers a projected five-year ROI of 6.8%, translating into $254,454 in total cumulative return on $3,743,125 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 0.7% | 6.2% |
| Monthly Cash Flow | $(74,388) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $7,850 |
| Total Monthly Debt Service | $76,695 |
| DSCR Ratio | 0.10x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1999
2.56 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93953, Pebble Beach, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,074 (100%) |
| Owner Occupied HU | 1,646 (53.5%) |
| Renter Occupied HU | 325 (10.6%) |
| Vacant Housing Units | 1,103 (35.9%) |
| Median Home Value | $1,728,618 |
| Average Home Value | $1,695,705 |
Housing Distribution
Address Breakdown
Residential
2,302
Single Family
2,180
Multi-Family
122
Businesses
134
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1999
2.56 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93953, Pebble Beach, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,074 (100%) |
| Owner Occupied HU | 1,646 (53.5%) |
| Renter Occupied HU | 325 (10.6%) |
| Vacant Housing Units | 1,103 (35.9%) |
| Median Home Value | $1,728,618 |
| Average Home Value | $1,695,705 |
Housing Distribution
Address Breakdown
Residential
2,302
Single Family
2,180
Multi-Family
122
Businesses
134
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLSListings Inc
Mls Provider:
Mls ID: #ML82057552