324 Trailview AveSaint PetersMO63376
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 324 Trailview Ave, Saint Peters, MO, 63376 in Saint Peters is listed at $325,000 and delivers $2,470/mo in rent and $416/mo in net monthly cash flow. The 9.12% yield and 1.69 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $89,792 over five years, and $2,993/yr in principal reduction supplements cash return. Total projected cumulative return: $150,222.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.2% |
| Monthly Cash Flow | $416 | $820 |
City averages based on Saint Peters market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,470 |
| Total Monthly Debt Service | $1,925 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1988
7,840 sqft lot
$N/A/sqft
$35 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63376, Saint Peters, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 31,750 (100%) |
| Owner Occupied HU | 25,469 (80.2%) |
| Renter Occupied HU | 5,533 (17.4%) |
| Vacant Housing Units | 748 ( 2.4%) |
| Median Home Value | $309,423 |
| Average Home Value | $322,736 |
Housing Distribution
Address Breakdown
Residential
30,923
Single Family
27,599
Multi-Family
3,324
Businesses
2,081
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1988
7,840 sqft lot
$N/A/sqft
$35 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63376, Saint Peters, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 31,750 (100%) |
| Owner Occupied HU | 25,469 (80.2%) |
| Renter Occupied HU | 5,533 (17.4%) |
| Vacant Housing Units | 748 ( 2.4%) |
| Median Home Value | $309,423 |
| Average Home Value | $322,736 |
Housing Distribution
Address Breakdown
Residential
30,923
Single Family
27,599
Multi-Family
3,324
Businesses
2,081
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jeanne A Vogt • Total Real Estate LLC
Mls Name: MARIS
Mls Provider:
Mls ID: #25029322
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