324 Seadrift RoadStinson BeachCA94970
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Stinson Beach at 324 Seadrift Road, Stinson Beach, CA, 94970 projects strong ROI of -0.12%. Rental yield 0.99%. With 5% annual appreciation, the property builds $2,831,886 in value over five years. Equity growth combined delivers a projected five-year ROI of 12.1%, translating into $350,424 in total cumulative return on $2,895,625 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1% | 6.0% |
| Monthly Cash Flow | $(55,297) | $3,000 |
City averages based on Stinson Beach market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $8,459 |
| Total Monthly Debt Service | $59,330 |
| DSCR Ratio | 0.14x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1962
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94970, Stinson Beach, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 752 (100%) |
| Owner Occupied HU | 197 (26.2%) |
| Renter Occupied HU | 93 (12.4%) |
| Vacant Housing Units | 462 (61.4%) |
| Median Home Value | $1,987,069 |
| Average Home Value | $1,850,127 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
59
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1962
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94970, Stinson Beach, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 752 (100%) |
| Owner Occupied HU | 197 (26.2%) |
| Renter Occupied HU | 93 (12.4%) |
| Vacant Housing Units | 462 (61.4%) |
| Median Home Value | $1,987,069 |
| Average Home Value | $1,850,127 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
59
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: BAREIS
Mls ID: #326037325