324 N Pine StAltusAR72821
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate 324 N Pine St, Altus, AR, 72821 in Altus. At $150,000 it earns $1,342/mo in rent and distributes $440/mo to the owner after the $674/mo payment, a consistent 10.73% yield. DSCR 1.99 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $41,442 in value; $1,382/yr in principal paydown compounds ownership stake. Total projected return: $85,160.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 6.0% |
| Monthly Cash Flow | $440 | $300 |
City averages based on Altus market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,342 |
| Total Monthly Debt Service | $842 |
| DSCR Ratio | 1.59x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2011
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72821, Altus, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 794 (100%) |
| Owner Occupied HU | 524 (66.0%) |
| Renter Occupied HU | 131 (16.5%) |
| Vacant Housing Units | 139 (17.5%) |
| Median Home Value | $168,229 |
| Average Home Value | $176,942 |
Housing Distribution
Address Breakdown
Residential
644
Single Family
616
Multi-Family
28
Businesses
49
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2011
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72821, Altus, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 794 (100%) |
| Owner Occupied HU | 524 (66.0%) |
| Renter Occupied HU | 131 (16.5%) |
| Vacant Housing Units | 139 (17.5%) |
| Median Home Value | $168,229 |
| Average Home Value | $176,942 |
Housing Distribution
Address Breakdown
Residential
644
Single Family
616
Multi-Family
28
Businesses
49
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices