324 Bridge PlWest SacramentoCA95691
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 324 Bridge Pl, West Sacramento, CA, 95691 in West Sacramento earns a 8.15% gross yield at $424,000. Rent of $2,880/mo nets $257/mo after the $1,907/mo mortgage. The 1.51 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $117,143 and $3,905/yr in equity accumulation project a total cumulative return of $177,319.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.0% |
| Monthly Cash Flow | $257 | $1,500 |
City averages based on West Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,880 |
| Total Monthly Debt Service | $2,454 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1974
1,916 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95691, West Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,574 (100%) |
| Owner Occupied HU | 9,462 (60.8%) |
| Renter Occupied HU | 5,470 (35.1%) |
| Vacant Housing Units | 642 ( 4.1%) |
| Median Home Value | $559,164 |
| Average Home Value | $556,165 |
Housing Distribution
Address Breakdown
Residential
15,049
Single Family
12,482
Multi-Family
2,567
Businesses
1,568
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1974
1,916 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95691, West Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,574 (100%) |
| Owner Occupied HU | 9,462 (60.8%) |
| Renter Occupied HU | 5,470 (35.1%) |
| Vacant Housing Units | 642 ( 4.1%) |
| Median Home Value | $559,164 |
| Average Home Value | $556,165 |
Housing Distribution
Address Breakdown
Residential
15,049
Single Family
12,482
Multi-Family
2,567
Businesses
1,568
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jagdip Dhillon • HomeSmart ICARE Realty
Mls Name: MetroList Services of CA
Mls ID: #225127010