3235 Hardin Rd, Guntersville, AL, 35976 | 6.33% Rental Yield

For Sale

Listed for sale 1 day ago

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $2,267/mo, and a $2,104/mo payment. Purchase price stands at $429,900, and rental yield measures 6.33% with $2,267/mo rent. Return on cash invested shows 18.57% in year one, and 5% annual appreciation builds toward $118,773 over five years. Five-year ROI reaches 94.92% and total cumulative return in cash records $135,271. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,267/mo property income covering a $2,104/mo payment rather than investor’s personal income.

Single Family

Built in N/A

3,484 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 35976, Guntersville, AL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	8,901 (100%)
Owner Occupied HU	5,692 (63.9%)
Renter Occupied HU	2,042 (22.9%)
Vacant Housing Units	1,167 (13.1%)
Median Home Value	$309,624
Average Home Value	$355,881