3233 S Spruce Ave, White Cloud, MI, 49349 | $320/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

Get Pre-Approved

Nearby investment properties with comparable rents

3 Bed
2 Bath
1560 sft

6295 E Upland Dr, White Cloud, MI, 49349

2 Bed
1 Bath
816 sft

5188 21 Mile Rd, Sand Lake, MI, 49343

4 Bed
2 Bath
2200 sft

2162 S Stone Rd, Fremont, MI, 49412

4 Bed
3 Bath
2367 sft

612 Marion Ave, Big Rapids, MI, 49307

Nearby investment properties with comparable prices

$ 204,500

ROI

Cash Flow/m

- Bed
- Bath
- sft

12 N North North St, White Cloud, MI, 49349

3 Bed
1 Bath
975 sft

6240 E Holton Whitehall Rd, Holton, MI, 49425

4 Bed
2 Bath
1452 sft

326 Ives Ave, Big Rapids, MI, 49307

2 Bed
1 Bath
707 sft

206 W 44th St, Fremont, MI, 49412

Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

Explore more listings using simple english

Investment Highlights

Investment property for sale in White Cloud at 3233 S Spruce Ave, White Cloud, MI, 49349 with 5% annual appreciation on a $239,900 basis while $1,902/mo rent supports operations. Total monthly income totals $1,902/mo and a $1,174/mo payment preserves $320/mo for cash returns. Annual cash flow comes to $3,842/yr on $79,527 deployed, and return on cash invested reaches 24.74% in year one. Equity gained on principal adds $1,548/yr, and five-year appreciation sums $66,280 alongside rental yield of 9.51%. Five-year ROI measures 129.34% and total cumulative return in cash totals $102,859.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,902/mo property income versus a $1,174/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Manufactured

Built in 1996

4.22 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 49349, White Cloud, MI area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	4,334 (100%)
Owner Occupied HU	2,768 (63.9%)
Renter Occupied HU	512 (11.8%)
Vacant Housing Units	1,054 (24.3%)
Median Home Value	$179,401
Average Home Value	$243,816